ASF Caving Insurance

Updated 26 October 2009

DISCLAIMER: The contents of this web page are for information ONLY and where any question arises the official insurance policy of the Federation prevails

Background
What types of cover?
Overseas Expeditions / International Caving
Certificate of Currency
Insurance Contribution Policy
Where do I get a copy of the policy?
Personal Accident Insurance
Travel Insurance
Equipment Insurance
Insurance Terminology
Who is?
ASF Insurance Convenor
ASF Insurance Broker

Overview

ASF Insurance Scheme Overview

The ASF holds a Public Liability policy for its Individual Members, Member clubs, Speleological councils and the ASF Gift Fund. Coverage applies when members carry out business as stated in the Schedule of Cover. That business is;

“Principally Association participating in the following activities: Cave, Karst & Mine Research, Exploration, Surveying & Recreation, Equipment Testing, Publishing and Photography, Caving (inclusive: Diving) together with training and practice for the above activities as declared; property owners and/or occupiers, trades and services incidental thereto.”

The ASF Council adopted The ASF Insurance Scheme Guidelines in January 2002. This document provides the ASF Insurance Convener and the ASF Executive with a framework to administer this Insurance Scheme on behalf of Members.

For more information on ASF insurance cover please read the ASF Insurance Guidelines

What types of cover?

In summary the Federation holds two (2) Insurance policies:

Combined Public & Product Liability - $10 million
Directors & Officers Liability - $1 million

Overseas Expeditions / International Caving

The policy does cover Members for Public Liability whilst caving in other parts of the world. However, there are a number of exclusions notably being USA & Canada. Extensions to the policy can be arranged at additional cost.

Please contact the ASF Insurance Convenor for further information.

Certificate of Currency

The 2010 Certificate of Currency can be downloaded here or else email the ASF Insurance Convenor. who will arrange a copy from the Federations insurance Broker.

Certificates can also be provided naming specific Governments, Land Owners or Individuals. Please refer to the ASF Insurance Convenor.

Insurance Contribution Policy

During a Council meeting a motion was passed which set the insurance contribution calculation as:

ALL Members of the Federation to contribute to the premiums for Directors & Officer Liability, Professional Indemnity Insurance
Public and Products Liability insurance premuim to be collected from those Clubs who Register under the Insurance.

Members who wish to be excluded from the ASF Public & Products Liability cover must notify the ASF Executive. Proof of other sufficient cover may be required to be provided to the ASF Executive. Email the ASF Executive.

Where do I get a copy of the policy?

Registered Clubs should contact the ASF Insurance Convenor who will issue a controlled copy of the policy.